Designed for F&B, retail, and service businesses, the EPOS Payment Terminal enhances your existing POS system, making it effortless to accept card and digital wallet payments.
Streamline your payment process with fast, cashless transactions. No more handling change or counting cash — just quick, secure payments and effortless end-of-day settlements.
We are the only payment provider in Singapore offering 0%* transaction fees on PayNow payments, while others charge up to 1.5%. Powered by Antom, our card processing rates are among the lowest in the market, so more of your revenue stays with you. Lower fees mean more profits to grow your business.
Get your funds faster with next-day settlement for Mastercard and PayNow payments. EPOS keeps your cash flow steady so you can focus on growing your business instead of waiting for payments.
For businesses, every second counts; so when you encounter errors, our local support team will always be there to help.
EPOS Payment Terminal accepts Visa, Mastercard, AMEX, Apple Pay, Samsung Pay, PayNow, GrabPay, PayLah, and more. We are also continuously expanding our integrations to bring you even more payment options.
Payments automatically sync with your EPOS POS system, eliminating manual reconciliation and ensuring accurate sales data. With POS integration, the terminal can operate as a mobile POS, letting you manage daily operations from a single device.
CRM system & loyalty tools
Real-time inventory & sales tracking
Table & order management & more!
EPOS360 BlueTap |
EPOS Soundbox |
EPOS Payment Terminal |
|
|---|---|---|---|
 Payment Methods Accepted |
Credit & Debit Cards (Visa, Mastercard), QR Payments, E-wallets | QR Payments | Credit & Debit Cards (Visa, Mastercard, AMEX), QR Payments, E-wallets |
 QR Code Payment |
Dynamic QR | Static, Dynamic QR | Dynamic QR |
 Card Payment |
Tap, Insert | — | Tap, Insert |
 Internet Connection |
Wi-Fi, 4G (SIM Card) | Wi-Fi, 4G (SIM Card) | Wi-Fi, 4G (SIM Card), Bluetooth |
 In-built Receipt Printer |
— | — | ✓ |
 POS Function |
Simplified POS (via EPOS360) | — | Can be integrated with EPOS POS to operate as a mobile POS |
 Purchase Price |
$199 (U.P. $499) | $380 (U.P. $980) | $299 deposit (waived with POS purchase) |
 Monthly Fees |
— | Free 2-year subscription, $19/month after | — |
A Payment Terminal is a handheld electronic device that enables businesses to accept card and digital e-wallet payments to process consumer-led payment transactions.
Payment terminals process transactions through a secure, multi-step process that takes just seconds to complete:
Step 1: Card Entry
The customer presents their payment card by inserting the chip, swiping the magnetic stripe, or tapping for contactless payment. The terminal reads the encrypted card data.
Step 2: Data Transmission
The terminal securely transmits the transaction details—including the purchase amount, card information, and merchant ID—to the payment processor through an internet connection (Wi-Fi, Bluetooth or 4G).
Step 3: Authorisation Request
The payment processor forwards the request to the card network (Visa, Mastercard, etc.), which then contacts the customer’s issuing bank to verify:
Step 4: Approval or Decline
The issuing bank sends an authorisation response back through the same chain. If approved, an authorisation code is generated. If declined, the customer is notified of the reason (insufficient funds, incorrect PIN, etc.).
Step 5: Transaction Completion
Upon approval, the terminal displays confirmation and prints a receipt if requested. The transaction is stored for end-of-day settlement.
Step 6: Settlement
At the end of the business day, the terminal batches all approved transactions and submits them for settlement. Funds are then transferred from the customer’s bank to the merchant’s account, typically within 1-3 business days.
This entire process happens in real-time, usually completing within 2-5 seconds for standard transactions.
A Payment Terminal is a piece of hardware that is used by businesses to accept and process consumer-led payment transactions via debit, credit card or digital e-wallet payments. A Point-of-Sale or POS system refers to a broader spectrum of both software and hardware, which can include the cash register, barcode scanners, screen and payment terminals.
There are a multitude of different types of payment terminals available, depending on the size and type of business. Countertop Payment Terminals are devices that are often found at the main cashiering table of the business, and are usually stationary. Mobile Payment Terminals are payment terminals that have software within a mobile, tablet or another wireless electronic device that will be able to perform the same function, with the added benefit of mobility as compared to a countertop payment terminal.
The EPOS Payment Terminal accepts a majority of card & e-wallet payments such as Mastercard Visa PayNow, Apple Pay Google pay Samsung pay GrabPay Alipay+ Wechatpay, Touch n go, Kakaopay.
For Mastercard and Paynow transactions, payments are processed and paid out to the business the next day.
A minimum fee of S$0.10 for local cards and S$0.20 for foreign cards applies per transaction. A $0.30 settlement fee is charged per payout day. GST is not included in the MDR and will be added on top.
Let us show you how EPOS can transform your daily operations and drive revenue. Get in touch, and we’ll arrange a free consultation within one working day.
Call: 6871 8833 (Ext 1 – Sales | Ext 2 – Tech Support)
Email: [email protected]
WhatsApp: 8482 1888
